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    Web Application2026

    Pebblio Personal Loan Manager

    A full web application that helps friends and family agree, sign and track personal loans without awkward conversations.

    Client situation and problem

    Pebblio began as a product idea for making informal personal loans between friends and family clearer for both people.

    The service needed one trustworthy journey covering shared terms, signatures, repayment tracking and payments while making it clear that Pebblio never handles the loan money.

    Work delivered

    Pebblio turns informal lending between friends and family into a clear, shared record. Two people set the amount and repayment schedule together, share a link, sign the agreement, and then both track repayments against the same live balance. The application covers account creation with address capture, authentication, a signed and downloadable agreement PDF, repayment scheduling with gentle reminders, and per-loan pricing after a free first loan. Because Pebblio never touches the money, the product had to be unambiguous about its role as a record-keeping tool — so the design leans on plain language, prominent regulatory wording and a calm, trustworthy visual identity.

    • Shared loan agreements with live balances visible to both parties
    • Downloadable, signed agreement PDF for every loan
    • Repayment schedules, payment history and reminders
    • User accounts, secure authentication and per-loan payments
    • Marketing site, blog and FAQ built alongside the application

    Factual outcome

    The resulting live application combines the customer-facing website and secure product journey, giving both parties a shared agreement, balance and repayment history.

    Built with

    • React
    • TypeScript
    • Tailwind CSS
    • Supabase
    • Stripe
    • PDF generation

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